Testimonials

Client Stories

Real Canadians who found their path forward with TLC Credit & Debt Help. These are their stories, in their own words.

Featured Stories

Real People, Real Results

"I was being garnished and harassed constantly and only when you got involved is when the collections people backed off. I was stressed and skeptical but Toni proved herself and I would recommend her to anyone in this situation. I'm the sole provider taking care of my sick parents so I was already under enormous stress — TLC made all the difference."

Gavin G.
Forget The Rest And Go With The Best

"Today I went to the grocery store and bought steaks and a bottle of wine to celebrate. Today I have a smile that no one and nothing can touch. Today is the first day of the rest of my life. Thank you for everything!"

H. Dilabough
Today is the First Day of the Rest of My Life

"When I first contacted TLC Debt Help I was very stressed out and skeptical. I was $90,000 in debt, a single father and the sole provider for my very sick child. I had talked to a lot of companies and nobody could help me — or so I thought. Toni was calm and compassionate and ended up eliminating over $90,000 in debt."

K. Lee
Eliminated Over $90,000 in Debt
More Stories

Thousands of Canadians Helped

"I can't say enough about Toni. I was in a terrible mess and needed to get back my dignity. The stress of having financial problems weighed on me heavily. I contacted Toni and she put my mind at ease, gave me direction and helped me. I now know I'm on the right track to clearing up my financial burdens."

Maureen
Toni Put My Mind at Ease

"It is very hard to put into words my gratitude to TLC Debt Help and how they have changed my life for the better. I contacted TLC Debt Help and I was desperate for help. I had talked to so many other companies and professionals and nobody could help — until TLC."

E. Kelly
Changed My Life for the Better

"I came in contact with Frank through New Beginnings. I was in a desperate situation after my divorce. From the time I met Frank, the experience was nothing but positive. He and his team assisted me in finding a new vehicle. Frank showed great sensitivity and compassion to my situation and always treated me with the utmost respect."

Leslie
Nothing But Positive

"For years I have been driving cars that should barely have been on the road due to my poor financial status and credit issues. When I arrived and met Frank, I was greeted with kindness and instantly felt relief as I knew I had found someone who was going to help me."

Kyle
Greeted with Kindness

"I would like to thank Frank and Mary for their hard work to help me getting the right car for me. I love my RAV4! Thanks Guys."

Sharon
Love My New RAV4

"My first interaction with Frank was over the telephone — he was very professional. I made an appointment the following day. Great customer service for myself and my family on each occasion I was at the dealership. All the staff were very pleasant and helpful."

Milen
Very Professional

"I had lost all hope in buying a new vehicle until I was referred to Frank and his employees. Immediately as I talked with Frank, he made me feel he was the answer I had been waiting for. Frank and all the people at Vehicle Solution Centre made me feel at ease."

Lina
The Answer I Had Been Waiting For

"Frank and his colleagues delivered on their promise in helping us in procuring a vehicle that we would be happy with. My wife and I are grateful for the prompt service and kindness provided by Frank and his team. We would certainly recommend VSC to anyone requiring this service."

Mike
Delivered on Their Promise

"Frank was highly recommended to me — it was a blessed day when I met Frank. I would like to thank Frank and Mary for their hard work to help me getting the right car for me. They worked out the payment that was right for me."

Audrey
A Blessed Day

"Just wanted to let you know that Colleen and myself are so pleased with our new car. Your professionalism and your caring nature made the experience so easy. Thank you again — our experience was awesome and I would recommend other customers in a heartbeat!"

Don and Colleen
Experience Was Awesome

"I was at the point where I knew I was in trouble. My debts were by far exceeding my monthly income. My credit rating was destroyed and it came to the point where I didn't look forward to my pay cheque being deposited because I knew I had bills to pay. TLC helped me find a real solution."

Johann D.
Found a Solution

"My first encounter with Toni Azzopardi was a positive encounter right from the start! Toni was extremely friendly, helpful and patient! No matter how many questions I threw at her, she always took the time to respond via email, text or phone! She went to great lengths to ensure I received a debt solution."

Janine J.
Extremely Friendly and Patient

"TLC Debt Help gave me a New Beginning and saved my life — too dramatic? I think not. I lost a fairly high-paying job due to economic conditions. The company I worked for went bankrupt owing me salary and expenses totaling thousands, adding to my own debts. TLC found a way forward when no one else could."

K. McDonald
TLC Gave Me a New Beginning

"After my divorce and job loss I was living off my credit cards and line of credit. I started a new job about 8 months later and my wages started to be garnished. I was so embarrassed and depressed. Toni returned my call almost immediately and from that point on everything changed."

Jennifer Tomchuk
Toni Returned My Call Almost Immediately

"Toni at TLC Debt Help was amazing — she was the light at the end of my tunnel that I couldn't find. After months of being turned down and being called day after day, I believed I had no way out. But Toni came in and saved the day, made me feel comfortable and not like a criminal."

Chelsea M.
The Light at the End of My Tunnel

"My experience with Toni and TLC Debt Help was incredible. I was at the lowest point of my finances. I was depressed, drowning in debt after an expensive divorce and years of being irresponsible with money. Toni recognized that I needed help and I put my trust in her. I could not have been in better hands."

David C.
Incredible Experience

"Thank you Toni and TLC for helping me with my debts. I was under so much pressure, stress and anxiety trying to keep up with loan payments, credit cards and only paying the minimum amount on a total of $50,000 in debts. Having graduated from university did not guarantee me a job right away. TLC helped me find a way through."

L. Marie
Under So Much Pressure

"Today I received my Certificate of Full Performance. Filed March 2021 and fully performed September 2021. All thanks to TLC Debt Help. Cassandra, Ashley and especially my girl Toni. A lot of breathing room now and better sleep. Thanks again from your favourite client ever!"

JeanClaude Casis
Thank You TLC!

"I want to give a special thank you to Toni and Leanna for all the help and support in getting me financially free. I have so much weight off my shoulders now and can finally save more of my income and not put the majority of it toward credit card debt. I cannot wait to start fresh and get things back to normal."

Enoch Oduro
Toni & Leanna Saved Me from Debt

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